Want to provide coverage to your part-time and hourly employees? EssentialCare offers employees who might otherwise go without limited benefit coverage for essential health care, including doctor office visits, prescription drugs, and outpatient services, as well as limited benefits for inpatient stays.
EssentialCare is underwritten by BCS Insurance Company and administered by PAI, companies known for excellence in product development, benefit administration, and special risk underwriting. EssentialCare is a limited benefits plan backed by reputable companies experienced in health insurance benefits.
About BCS Insurance Company
BCS Insurance Company expands protection with innovative solutions nationwide for insurance companies, brokers, agents, administrators, employers, employees and individuals.
With over 60 years' experience in expanding protection, BCS Insurance is rated "A-" (Excellent) by A.M. Best and licensed to provide health, property and casualty solutions in all 50 states, the District of Columbia, and Puerto Rico.
BCS is protection, expanded.
About 4 Ever Life Insurance Company
4 Ever Life Insurance Company enhances protection with unique underwriting solutions nationwide for insurance companies, brokers, agents, administrators, employers, employees, and individuals.
With over 60 years' experience in expanding protection, 4 Ever Life is rated "A-" (Excellent) by A.M. Best and licensed to provide health and life insurance solutions in all 50 states, the District of Columbia, and Puerto Rico.
4 Ever Life is protection, enhanced.
To learn about life and disability benefits available in conjunction with EssentialCare coverage, click here.
About Planned Administrators, Inc.
PAI was founded in 1981 as a Third Party Administrator (TPA) focused on health care claims administration and utilization management. PAI delivers superior customer service, as well as savings from some of the nation's biggest and best preferred provider networks.