Interested in EssentialCare Limited Benefit?
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The Fixed Indemnity Medical Plan helps employers stand out in a crowd by providing employees an annual benefit for medical services such as office visits prescription drugs, labs and inpatient hospital stays.
Simple for employees to understand and use
Annual limits on benefits
Full suite of ancillary products available. Dental, Vision, Life, Accident & Disability
No deductible, coinsurance, or copays
No pre-existing conditions and no medical underwriting
No catastophic coverage
Designed to cover low-dollar, high-frequency claims, such as doctor’s office visits, prescription drugs, labs and X-rays, and inpatient hospital benefits (up to a benefit cap)
Physician Office Visit – $75/visit
Outpatient Surgery – $500/day