Your clients are looking for a solution.

Deliver with EssentialCare Medical Indemnity.
EssentialCare offers medical indemnity insurance programs to support your client’s hourly employees, such as fixed indemnity medical, dental, vision, term life, and short-term disability.
No Employer Contributions Required
Top-rated Provider Networks
Seamless Administration
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Learn how to help your clients fill healthcare coverage gaps.
All backed by a company with 70 years of experience and rated A (Excellent) by A.M. Best.
1 Not all benefits available in all states. See policy for details.
2 Coverage for the Hospital Indemnity plan underwritten by BCS Insurance Company is considered guaranteed issue provided: 1) the employee is actively at work; and 2) the employee and all covered dependents are enrolled in a major medical health plan that meets minimum essential coverage requirements as provided under the Affordable Care Act (ACA).