Group Benefits for Your Employees
Partner with us to help protect the health of your employees and their families
Getting sick or injured can happen at any time. That’s why EssentialCare provides you with options to support your employee’s health and wellbeing. Choose from quality solutions that can make your employees feel secure in protecting themselves and the ones they care for should something arise.
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Manage employees’ information, track payments, update coverage by logging in to your account.
EssentialCare Solutions are sold through Blue Cross Blue Shield Plans and Brokers.
To learn more, contact your representative or reach out to BCS and we can connect you.
The BCS Advantage
BCS Financial Corporation has 75 years of experience delivering a wide-range of insurance and financial solutions for Blue Cross and Blue Shield organizations nationwide. Through its subsidiaries, BCS Insurance Company and 4 Ever Life Insurance Company, BCS is licensed in all 50 states and is rated A (Excellent) by A.M. Best. BCS Financial is headquartered in Oakbrook Terrace, Ill.
75 years
experience
Rated A (Excellent)
by A.M. Best
Licensed in
all 50 states
16+ million
lives covered
IMPORTANT: This is a fixed indemnity policy, NOT health insurance.
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.