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For Accident, Critical Illness, Hospital Indemnity

Customer Support

877-563-2367
Monday-Friday, 7am–5pm CT

2 Mid America Plaza,
Suite 200
Oakbrook Terrace, IL
60181

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For Life & Disability

Customer Support
1-877-836-5833

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Disclosures

BCS EssentialCare hospital indemnity, critical illness and accidental injury insurance policies are underwritten by BCS Insurance Company, Worthington, OH (Administrative Offices: Oakbrook Terrace, IL) under policy form series 25.1215, 27.202, and 23.200. BCS EssentialCare term life and disability policies are underwritten by 4 Ever Life Insurance Company, Oakbrook Terrace, IL under policy form series ICC25-62.215 and ICC25-62.225 and individual state variations. Employees must be actively at work to be eligible for EssentialCare policies. Some states may have minimum coverage requirements or other regulations affecting the benefits offered under EssentialCare policies. See policy documents for a complete description of benefits, exclusions, limitations, conditions of coverage, reductions in coverage, and termination provisions. Some products may not be available in all states. Features and availability may vary by state and are subject to change.

ESSENTIALCARE ACCIDENT, CRITICAL ILLNESS, AND HOSPITAL INDEMNITY PLANS PROVIDE LIMITED BENEFITS – READ YOUR POLICY DOCUMENTS CAREFULLY. THESE PLANS ARE NOT MAJOR MEDICAL INSURANCE AND ARE NOT INTENDED TO BE A SUBSTITUTE FOR MAJOR MEDICAL OR COMPREHENSIVE HEALTH COVERAGE.

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