EssentialCare offers easy, affordable, and adaptable ancillary solutions to meet your client's needs
Our suite of group products includes customizable healthcare solutions, including Limited Benefit, Accident Indemnity, Critical Illness, and Hospital Indemnity, designed to solve for gaps in healthcare coverage and protect the financial wellness of your clients and their employees.
Whether it’s a product to help fill the gaps in major medical coverage, or a product for hourly/part-time workers without traditional major medical insurance, EssentialCare makes it easy for brokers and benefit specialists to deliver the ancillary solutions their clients need.
Products
Accident Indemnity
Support employees with help for unexpected out-of-pocket costs in the case of an accident.
Critical Illness
Give your clients and their employees protection and peace of mind in the case of a life-changing illness.
Hospital Indemnity
Support your clients and their employees by helping to mitigate the costs of a hospital stay.
Limited Benefit
Help your clients protect their seasonal and hourly employees with access to healthcare benefits.
The BCS Advantage
BCS Financial Corporation has more than 70 years of experience delivering a wide-range of insurance and financial solutions for Blue Cross and Blue Shield organizations nationwide. Through its subsidiaries, BCS Insurance Company and 4 Ever Life Insurance Company, BCS is licensed in all 50 states and is rated A- (Excellent) by A.M. Best. BCS Financial is headquartered in Oakbrook Terrace, Ill.
70+ years
experience
Rated A- (Excellent)
by A.M. Best
Licensed in
all 50 states
6 million
lives covered