EssentialCare offers easy, affordable, & adaptable ancillary solutions
Our suite of group products includes customizable healthcare solutions, including Limited Benefit, Accident Indemnity, Critical Illness, and Hospital Indemnity, designed to solve for gaps in healthcare coverage and protect the financial wellness of healthcare consumers.
Whether you are looking for a product to help fill the gaps in major medical coverage, or a product for hourly/part-time workers without traditional major medical insurance, EssentialCare makes it easy for brokers and benefit specialists to deliver the ancillary solutions clients need.
Products
Accident Indemnity
Helps pay for unexpected out-of-pocket costs that result from an accident or injury
Hospital Indemnity
Provides fixed payments to help manage costs arising from hospital stays
Limited Benefit
Provides access to healthcare benefits for uninsured hourly and seasonal workers
The BCS Advantage
BCS Financial Corporation has more than 70 years of experience delivering a wide-range of insurance and financial solutions for Blue Cross and Blue Shield organizations nationwide. Through its subsidiaries, BCS Insurance Company and 4 Ever Life Insurance Company, BCS is licensed in all 50 states and is rated A- (Excellent) by A.M. Best. BCS Financial is headquartered in Oakbrook Terrace, Ill.
70+ years
experience
Rated A- (Excellent)
by A.M. Best
Licensed in
all 50 states
6 million
lives covered