Supplemental benefits for brokers and their clients
Help your clients strengthen their benefits package with supplemental solutions that deliver value while helping you grow your business.
Our products
Seamless claims. Better member experience.
Deliver a better benefits experience with EssentialPay(1), BCS’s seamless claims integration approach. Members are automatically alerted when a qualifying claim is received, and claims can even be submitted on their behalf.
Why brokers choose EssentialCare
- Guaranteed issue
- Customizable supplemental solutions tailored to clients’ needs
- EssentialPay(1) and Wellness Benefits
- Innovative coverage options for every stage of life
Strength your clients can rely on
75+ years
providing innovative solutions
100%
Blue-owned
A Rated
(Excellent) rating by A.M. Best
50 States
Licensed nationwide
Have questions? We have answers
Employee only, Employee and dependent child(ren), Employee and spouse, and Family.
Life, Disability, Accident, Critical Illness, and Hospital Indemnity Insurance.
Each EssentialCare product offers a suite of benefits that can be customized by group. In most states, benefit offerings extend to wellness, support services, and caregiver benefits, allowing you to offer additional financial protection when groups need it most.
(1) EssentialPay: Not available across all product lines. EssentialPay is not a guarantee of claims payment. Claims will be reviewed for potential benefits and paid subject to the terms and conditions of the group policy documents. Additional medical records and proof of claim may be required.
(2) Not all products and benefits available in all states. Exclusions may apply. See policy certificate for details.