Easy, affordable, and adaptable benefit solutions
The need to feel protected is something everyone can relate to. Be more secure with your health insurance solutions by partnering with BCS and their EssentialCare solutions. EssentialCare group products include customizable healthcare solutions: Fixed Indemnity, Accident Indemnity, Critical Illness, and Hospital Indemnity. They are designed to protect the financial wellbeing of healthcare consumers.
Products
Accident Indemnity
Support employees with help for unexpected out-of-pocket costs in the case of an accident.
Critical Illness
Give your clients and their employees protection and peace of mind in the case of a life-changing illness.
Hospital Indemnity
Support your clients and their employees by helping to mitigate the costs of a hospital stay.
Fixed Indemnity
Help your clients protect their seasonal and hourly employees with access to healthcare benefits.
The BCS Advantage
BCS Financial Corporation has more than 70 years of experience delivering a wide-range of insurance and financial solutions for Blue Cross and Blue Shield organizations nationwide. Through its subsidiaries, BCS Insurance Company and 4 Ever Life Insurance Company, BCS is licensed in all 50 states and is rated A (Excellent) by A.M. Best. BCS Financial is headquartered in Oakbrook Terrace, Ill.
70+ years
experience
Rated A (Excellent)
by A.M. Best
Licensed in
all 50 states
6 million
lives covered