EssentialCare offers easy, affordable, & adaptable ancillary solutions
Our suite of group products includes customizable healthcare solutions, including Limited Benefit, Accident Indemnity, Critical Illness, and Hospital Indemnity, designed to solve for gaps in healthcare coverage and protect the financial wellness of healthcare consumers.
Whether you are looking for a product to help fill the gaps in major medical coverage, or a product for hourly/part-time workers without traditional major medical insurance, EssentialCare makes it easy for brokers and benefit specialists to deliver the ancillary solutions clients need.
Helps pay for unexpected out-of-pocket costs that result from an accident or injury
Provides fixed payments to help manage costs arising from hospital stays
The BCS Advantage
BCS Financial Corporation has more than 70 years of experience delivering a wide-range of insurance and financial solutions for Blue Cross and Blue Shield organizations nationwide. Through its subsidiaries, BCS Insurance Company and 4 Ever Life Insurance Company, BCS is licensed in all 50 states and is rated A- (Excellent) by A.M. Best. BCS Financial is headquartered in Oakbrook Terrace, Ill.
Rated A- (Excellent)
by A.M. Best
all 50 states