EssentialCare Hospital Indemnity
EssentialCare Group Hospital Indemnity provides fixed payments to help your client’s employees manage unexpected expenses arising from hospital stays and offset the financial gaps in today’s health insurance plans.
Why EssentialCare Group Hospital Indemnity?
Expansive benefit offerings feature up to 39 benefit types, including support service coverages like wellness, dependent adult and child care, and more
Modular, adaptable plan designs can be tailored to complement client need and underlying major medical
All EssentialCare policies are easy to quote and administer thanks to a simple RFQ process, and best-in-class administration and claims adjudication
Lump-sum payments with no networks or coordination of benefits
Customizable plan can offer HSA compatibility or provide robust benefit-rich options to meet a wide variety of employer needs
Simplified claims submission with benefits paid directly to the insured
Family coverage available
Coverage is portable2
Employer groups with 51+ employees
Minimum participation is 10 enrollees, or 10%, whichever is greater