Limited Benefit Medical Plans Whitepaper

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The COVID-19 pandemic has put great strain on U.S. businesses and the economy.

As businesses of all sizes begin to rebound, employers will continue to be under additional pressure to manage costs, and may be cautious about their rehiring strategies. This could be a chance for businesses to consider alternatives to the traditional employer-sponsored health plans, such as Limited Medical Benefit plans.

Get the whitepaper to learn how!


Fixed Indemnity Medical Plan

The Fixed Indemnity Medical Plan helps employers stand out in a crowd by providing employees an annual benefit for medical services such as office visits prescription drugs, labs and inpatient hospital stays.

Simple for employees to understand and use

Annual limits on benefits

Full suite of ancillary products available. Dental, Vision, Life, Accident & Disability

No deductible, coinsurance, or copays
No pre-existing conditions and no medical underwriting
No catastophic coverage

Designed to cover low-dollar, high-frequency claims, such as doctor’s office visits, prescription drugs, labs and X-rays, and inpatient hospital benefits (up to a benefit cap)

Event-driven. Example:
Physician Office Visit – $75/visit
Outpatient Surgery – $500/day

All backed by a company with 70 years of experience and rated A- (Excellent) by A.M. Best.