Easy, affordable, and adaptable voluntary benefit solutions

Voluntary Health Solutions for Brokers and Their Clients

Customize accident insurance, critical illness insurance, and hospital indemnity insurance for your clients.

View your coverage, file a claim, and download forms by logging in to your account.

Support employees with help for unexpected out-of-pocket costs in the case of an accident.

Give your clients and their employees protection and peace of mind in the case of a life-changing illness.

Support your clients and their employees by helping to mitigate the costs of a hospital stay.

86%

Of employers consider voluntary benefits crucial to their overall wellbeing strategy.

EssentialCare products are underwritten by BCS Insurance Company, part of BCS Financial Corporation.

Over 75 years providing innovative solutions

More than 17 million insured customers

A (Excellent) rating by A.M. Best Company

Licensed in all 50 states with our aﬃliates