Ancillary Income Solutions

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Solve for benefit gaps with personalized and affordable ancillary solutions.

Protect the financial wellness of healthcare consumers.

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Accident Indemnity

Helps pay for unexpected out-of-pocket costs that results from an accidental injury.

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Critical Illness

Helps cover the costs of life-changing illnesses and health events.

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Fixed Indemnity

Expands work-site benefits to uninsured hourly and seasonal workers.

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Hospital Indemnity

Provides fixed payments to help manage costs arising from hospital stays

All backed by a company with 70 years of experience and rated A (Excellent) by A.M. Best.

ESSENTIALCARE PRODUCTS ARE LIMITED BENEFIT POLICIES—READ YOUR POLICY CAREFULLY. THESE POLICIES ARE NOT MAJOR MEDICAL INSURANCE AND ARE NOT INTENDED TO BE A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE.

BCS EssentialCare insurance is underwritten by BCS Insurance Company, Worthington, OH (Administrative Offices: Oakbrook Terrace, IL). See policy documents for a complete description of benefits, exclusions, limitations, and conditions of coverage. Not all benefits available in all states. Features and availability vary by location, and are subject to change. Some products may be pending regulatory approval in certain states.