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The part-time and hourly workforce has seen a dramatic shift in recent years
A competitive labor market and evolving workplace expectations have caused employers to rethink their benefit strategies, but administrative challenges and budget constraints have limited options available for many. In this whitepaper, we’ll explore the changing labor market, and ways companies have tailored their benefits to attract and retain part-time and hourly talent.
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Fixed Indemnity Medical Plan
The Fixed Indemnity Medical Plan helps employers stand out in a crowd by providing employees an annual benefit for medical services such as office visits prescription drugs, labs and inpatient hospital stays.
Simple for employees to understand and use
Annual limits on benefits
Full suite of ancillary products available. Dental, Vision, Life, Accident & Disability
No deductible, coinsurance, or copays
No pre-existing conditions and no medical underwriting
No catastophic coverage
Designed to cover low-dollar, high-frequency claims, such as doctor’s office visits, prescription drugs, labs and X-rays, and inpatient hospital benefits (up to a benefit cap)
Event-driven. Example:
Physician Office Visit – $75/visit
Outpatient Surgery – $500/day